Last night, I was thinking about my banking. We are happy with our present international bank as it offers services in many parts of the world we visit. When in Puerto Vallarta during our first winter after early-retirement we were close to a branch. The same goes for our five months in Luxor, Egypt. The last couple of winters, we regularly used our bank's ATMs in Penang and Kuala Lumpur, Malaysia too. So it meets our needs well.
However, I was thinking that perhaps I should move to a credit union for a checking-type account although it is free at our present institution. There is something comforting about the goals of a local credit union. I think it'd be nice to again participate in one, even if only for a few basic banking needs.