I noticed that for the upcoming year my earthquake damage rider went up by one third. It sort of makes me wonder if my insurance company knows something that should know! I guess, we ALL know that when living on the west coast, it is not a matter of if but when.

A thing which isn't often discussed is ensuring one has a bit of old-fashioned paper money available. We swipe just about everything for the card bonus points. However, if there were an interruption to electricity or networks, no ATMs or POS terminals would be be working, perhaps for days. I keep a $20 bill in my wallet in case of a little emergency. It sometimes takes months before I spend it. We should probably think about keeping 500 bucks around though.