We got back into Canada during the last week of March 2020. However, as we had to quarantine, I didn't bother re-insuring our vehicle until April. At the time, we weren't sure about our plans for this winter. However, I continued with our usual habits and insured Kimchi, our EV, for just seven months.
As it's turned out, we leave for Mexico on November 6th. The last day we'll need the car is November 5th and, fortunately, that is the exact day the current policy expires.