These are eight, random "Daily Photographs" from my personal Flickr collection.

Tuesday, May 02, 2017

Neither a Borrower nor a Lender Be

Our bank representative called today to arrange for an appointment for Thursday. We have pretty much organized all banking so any decisions occur during the spring and early summer. It is better that no deposits need to be renewed when we might be away during winters.

Sigh. Interest rates continue to suck for savers.

2017_05_02Years ago, during the time of healthy returns, I didn't have much money. Still my relationship with banks has always been on the receiving side. I've never paid for the privilege of using someone else's money. I may have paid a couple hundred dollars for student loans a few decades back but that's it. I avoided a mortgage. I didn't ever pay interest on a car loan. I have not spent a cent of interest on credit card debt. I never borrowed from anybody, even relatives.

One doesn't need a lot of money, if one can learn to live within one's means.


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