Already the functionality has improved. It used to be a chore to create and identify existing automatic payments. Now that is a breeze. I'm hoping what they've done is modular and that we'll now see a flow of constantly improving features. Live graphing comes to mind. For example, I'd like a pie chart showing the share of my total money in the various accounts within the bank. I find the task of getting used to new software very satisfying. Since my first IBM XP compatible, I've enjoyed figuring out how things work on a computer.
Conquering something new by figuring out how it works is a trait of intelligent people. I guess though, I often find myself in the company of very unintelligent friends.